Updated for January 2026 market conditions following Dangote ramp-up and global diesel oversupply.

Market Intelligence Report NEW

January 2026 Market Update

Post-Dangote, Oversupplied Market Reality — A comprehensive, bank-credible analysis of diesel trading economics in the new West African landscape

25-45%
Wholesale ROI
40-70%
Retail/Controlled ROI
2-5 Days
Dangote Turnaround
5
Target Markets
Comprehensive ROI Analysis

LSGO Diesel 50ppm – 2026 Market‑Adjusted ROI Analysis

Executive Overview (January 2026)

This Diesel ROI Analysis presents a market‑adjusted, data‑driven assessment of a 20,000 Metric Tonne (MT) Low Sulphur Gas Oil (LSGO, 50ppm) cargo sourced FOB Dangote Refinery (Lekki, Nigeria) and distributed across selected West & Central African markets: Lomé (Togo), Ghana, Liberia, Gambia, and Chad.

Unlike legacy "scarcity‑driven" fuel models from 2024–2025, this analysis reflects the post‑Dangote, oversupplied 2026 market reality, where returns are driven by:

Logistics Efficiency

Optimised supply chains

Inland Distribution

Secondary market advantage

Quality Differentiation

Euro‑V specification

Policy Navigation

Regulatory compliance

Objective: Present bank‑credible, investor‑defensible ROI expectations under current market conditions.

Transaction Snapshot (Base Case)

Metric Value
Cargo Size 20,000 MT
Density (Base Case) 0.845 kg/L (ICE Standard)
Total Volume ~23.67 million litres
Supply Source Dangote Refinery – FOB SPM, Lekki
Markets Covered
TG GH LR GM TD
Cost Basis (Option A) ~$17.33M
Cost per Litre ~$0.732/L

Volume Conversion Analysis (Density‑Based)

Fuel is traded in metric tonnes but monetised in litres. Density variance directly affects revenue and margin calculations.

Conversion Formula

Litres = Mass (kg) ÷ Density (kg/L)

Density Tier Density Total Litres Comment
Low 0.83 ~24.10M L Upper yield bound
Mid (Base Case) 0.845 ~23.67M L Lender reference
High 0.86 ~23.26M L Conservative downside

Variance Range: ~840,000 litres (±1.7–3.6%)

Transaction Cost Structure (FOB Dangote – Option A)

This model uses FOB pricing, reflecting confirmed Dangote commercial terms.

Cost Component Total (USD) Notes
FOB Product $14,100,000 ICE LSGO + refinery premium
Performance Bond – Dangote (5%) $705,000 Refundable
Performance Bond – Bolyx (1%) $171,554 Refundable
Operational & Regulatory $1,650,400 Nigeria port & compliance
Freight (Lekki → Lomé) $600,000 MR tanker market rate
Brokerage $100,000 Tier‑3
Total Transaction Cost $17,326,954 ~$866/MT
Cost per Litre ~$0.732/L Base case

Note: LC‑based financing (Option B) adds ~1% cost and reduces margins marginally but improves capital efficiency.

Market Intelligence

2026 Market Context – What Has Changed

Structural Shifts

  • Dangote Refinery has materially increased regional diesel supply

  • Indian & Russian exports (~800,000 MT/month) have compressed coastal margins

  • Diesel markets shifted from scarcity‑driven pricing to logistics‑driven arbitrage

Regulatory Update

  • 5% petroleum surcharge introduced January 2026 (Nigeria)

  • Increased transit levies across Sahel corridors

  • FX volatility remains a material risk factor

This analysis explicitly accounts for these realities and avoids overstated price assumptions.

Verified Market Data

Regional Price Reality (January 2026)

Prices vary significantly by geography, regulation, and logistics distance from ports.

Market CIF / Pump Price Range Market Status
🇹🇬 Lomé (TG)
~$1.05–1.23/L Regulated & stable
🇬🇭 Ghana
~$1.10/L Volatile, tightening margins
🇱🇷 Liberia
~$0.92–1.15/L USD‑based, monitor closely
🇬🇲 Gambia
~$1.05–1.21/L Verified, moderate margins
🇹🇩 Chad
~$0.90–1.32/L Landlocked premium

ROI Outcomes – 2026‑Adjusted Expectations

Using the base density (0.845 kg/L) and Option A cost basis:

Wholesale Distribution

Realistic Base Case

Coastal markets 20%–30%
Inland / secondary 30%–45%

Retail / Captive

Where Applicable

Regulated markets 40%–70%

Landlocked Advantage

Optimised Logistics

Chad (capital & provincial) 35%–60%

Returns above these ranges require documented logistics, quality, or policy advantages.

Competitive Analysis

Competitive Positioning: Dangote vs Imported Diesel

Factor
Dangote Refinery
Indian / Russian Imports
Transit Time 2–5 days 21–30 days
Freight Distance Short‑haul Long‑haul
Quality Euro‑V, consistent Variable
Inventory Risk Low High (floating storage)
Capital Velocity High Slower

Key Insight

Dangote's edge is speed, freshness, and inland reach, not absolute price.

Investor Guidance

Strategic Guidance for Investors

What Works in 2026

  • Inland and landlocked markets

    Distance from coast amplifies advantages

  • Industrial & captive offtake

    Consistent demand, contract pricing

  • Short‑cycle, repeatable trades

    High capital velocity

  • Quality‑based pricing

    Euro‑V differentiation

What No Longer Works

  • Coastal spot arbitrage

    Margins compressed by imports

  • Scarcity‑based pricing assumptions

    Supply is no longer constrained

  • Static FX or tax assumptions

    Volatility requires dynamic modelling

Deep Dive Analysis

Dangote Refinery vs Indian & Russian Diesel Imports

2026 Competitive Positioning

Purpose of This Comparison

As of January 2026, West and Central African diesel markets are shaped by two dominant supply forces:

1 Regional refining via Dangote Refinery (Nigeria)
2 Long-haul imports from India and Russia

Understanding the structural differences between these supply sources is essential for investors, offtakers, and policymakers assessing sustainable profitability.

Supply Scale & Flow Dynamics

Metric Dangote Refinery India / Russia Exports
Typical Diesel Flow Continuous regional supply Large, periodic cargo dumps
Estimated Volume (2026) ~5–6 million litres/day ~800,000 MT/month into W. Africa
Supply Pattern Just-in-time, short-cycle Lumpy, price-disruptive

Implication: Dangote supports predictable planning; imports introduce price volatility.

Logistics & Time-to-Market

Factor Dangote Supply India / Russia Supply
Average Transit Time 2–5 days 21–30 days
Voyage Distance 450–1,100 nautical miles 6,000+ nautical miles
Freight Sensitivity Low–moderate High (charter & bunker costs)
Inventory Risk Minimal High (floating storage)

Competitive Insight: Faster turnaround improves capital velocity and reduces mark-to-market risk.

Pricing Power & Cost Structure

Element Dangote India / Russia
Crude Cost Market-linked Discounted (sanctioned barrels)
Ex-Refinery Pricing Transparent formula (ICE LSGO + premium) Opportunistic / cargo-driven
Freight Cost per MT Lower (short-haul) Higher (long-haul)
Ability to Undercut Limited but stable High during glut periods

Reality Check: Indian and Russian suppliers can temporarily match or beat Dangote on coastal prices during oversupply periods.

Quality & End-User Impact

Attribute Dangote Diesel Imported Glut Diesel
Sulphur Content Euro-V (≤50ppm) Variable; often higher
Consistency High Inconsistent by cargo
Generator / Engine Impact Optimised for modern equipment Potential long-term wear
Industrial Acceptance Preferred for captive power Often discounted

Strategic Advantage: Quality differentiation enables contract pricing and industrial offtake.

Inland & Landlocked Market Performance

Market Type Dangote Advantage Import Limitation
Coastal Ports Moderate Strong (during gluts)
Secondary Cities Strong Weak
Landlocked (e.g. Chad) Very strong Structurally disadvantaged

Key Insight: Distance from the coast amplifies Dangote's competitiveness.

Risk Profile Comparison

Risk Factor Dangote Supply India / Russia Supply
Price Volatility Moderate High
Policy Exposure Regional Sanctions / geopolitics
FX Exposure Lower (regional flexibility) High (USD settlement)
Regulatory Alignment ECOWAS-compatible External

Strategic Takeaways for Investors

  • Dangote is not a price-war asset; it is a logistics and reliability asset

  • Imported diesel dominates only at the coast and only during gluts

  • Sustainable ROI in 2026 comes from: Inland distribution, Quality-based contracts, Faster inventory turnover

The winning strategy is not to compete head-on with Indian or Russian cargoes at port — but to outpace them inland, in time, quality, and execution.

Conclusion

This analysis demonstrates that diesel trading in 2026 remains profitable, but only for participants who adapt to the new reality:

Margins are earned through logistics intelligence, policy awareness, and disciplined execution — not scarcity.

Bolyx Multi-Investment's model is positioned for this environment by anchoring supply to Dangote Refinery, applying bank-standard density and pricing assumptions, and focusing on markets where structural advantages still exist.

Important Disclaimer

This document is an indicative feasibility analysis based on publicly available data as of January 2026. Commodity prices, freight rates, FX, and regulations are volatile. Figures are not guarantees of performance and should be independently verified before any investment or financing decision.

Risk Analysis

Stress Test & Downside Survival Analysis

2026 Base Case

Objective

This section evaluates worst-case downside resilience of the Dangote-linked LSGO trading model versus Indian/Russian import alternatives under adverse market conditions. The intent is to demonstrate capital preservation, liquidity survival, and margin defense, not upside optimisation.

Key Stress Assumptions (Severe but Plausible)

Global diesel oversupply persists (EU demand weak)
ICE LSGO flat price shock: –$30/MT from base
Freight volatility: +15%
FX slippage on local sales: –5% effective realisation
No force majeure or refinery outage

Base Case Reference:

Spot LSGO

$683/MT

Export Premium

+$20/MT

Dangote FOB Equivalent

$703/MT

Dangote-Sourced Supply

  • Remains cash-positive at –$30/MT price shock when sold into inland / deficit markets
  • Shorter cash cycle (10–21 days) protects liquidity
  • Logistics cost advantage absorbs freight and FX shocks
  • Break-even remains below most regional wholesale parity levels

Indian / Russian Imports

  • Margins turn negative at –$30/MT once freight, insurance, and port delays are applied
  • Longer cash cycle (30–60 days) increases working capital stress
  • Inland delivery often loss-making beyond 300–500km

Stress Test Conclusion

The Dangote-linked model is defensive-first — designed to survive adverse cycles where import-dependent traders are forced to halt operations.

Sensitivity Analysis

1-Page Sensitivity Table – Dangote vs Imports

Margin Sensitivity at ±$30/MT Price Movements

(Indicative, USD/MT, before tax)

Scenario
Dangote (Inland)
Dangote (Coastal)
Indian Import (Inland)
Russian Import (Inland)
+$30/MT +$85 +$55 +$70 +$75
+$15/MT +$70 +$40 +$50 +$55
Base Case (0) +$55 +$25 +$30 +$35
–$15/MT +$40 +$10 +$10 +$12
–$30/MT (Stress)
+$22 +$2 –$8 –$5

Key Insight

At –$30/MT, Dangote inland economics remain viable, while imported barrels fall below breakeven.

Bank & Investor Interpretation

  • Worst-case survival confirmed without equity dilution
  • Model remains serviceable for:
Trade finance lines
Revolving inventory facilities
Structured offtake prepayments

Upside becomes optional, not required, for viability

Risk Mitigation Levers (If Stress Persists)

  • 1
    Shift sales mix further inland

    Maximise distance advantage

  • 2
    Lock minimum offtake volumes

    Industrial / mining contracts

  • 3
    Reduce coastal spot exposure

    Avoid price volatility zones

  • 4
    Shorten receivables

    Via escrow or controlled accounts

This stress test is designed to satisfy credit committees and investment risk officers evaluating downside resilience rather than headline returns.

Executive Summary

Executive Reality Check

One-page takeaway for investors, bankers, and decision-makers

Structurally Sound Model

Your Bolyx export-driven model is structurally sound. The core logic, density modeling, and FOB pricing are credible and defensible.

Don't Conflate Models

Domestic Nigerian diesel ROI models are NOT comparable to your export model. Critics benchmarking against Nigerian retail are using irrelevant metrics.

Market Shift: Scarcity → Logistics

2026 is no longer a scarcity market. It is now a logistics, quality, and policy-arbitrage market. Strategy must adapt accordingly.

Dangote vs Imports

This is not a price war — it is a time, quality, and inland-logistics war. Dangote wins on turnaround, freshness, and reach.

Realistic Export ROI (January 2026)

Wholesale Distribution
Coastal & Inland Markets
25% – 45%

Coastal: 20-30% | Inland: 30-45%

Retail / Controlled Distribution
Regulated & Captive Markets
40% – 70%

Requires distribution control or regulated pricing

Important: Anything above these ranges must be justified by documented route advantages, quality premiums, or policy leverage. Claims of >80% ROI without such justification are not credible in the 2026 market.

Strategic Alertness

Competitive Advantages & Disadvantages

What your model gets right, and where adjustments are required for 2026 credibility

What Your Model Gets RIGHT (Credible)

Density Modelling (0.845 kg/L)

Aligns with ICE LSGO standards and lender expectations. Bank-credible reference point.

FOB Dangote Pricing Logic

~$705/MT FOB + landed ~$866/MT is realistic and internally consistent with refinery terms.

Export Market Focus

Togo, Ghana, Liberia, Gambia, Chad — critical distinction. Critics benchmarking against domestic Nigerian retail are using irrelevant metrics.

Landlocked Premium Logic (Chad)

Still valid in 2026 — but only with logistics discipline and route optimization.

Where Adjustments Are REQUIRED

Static Pricing Assumptions

Indian/Russian oversupply has compressed coastal margins. Ghana and Lomé cannot be treated as high-spread markets anymore.

Implicit Scarcity Premium

Any ROI model assuming >$80–100/MT spread without justification is now outdated in the oversupplied market.

Policy Cost Assumptions

The 5% petroleum surcharge (Jan 2026) is real. Models ignoring it are overstated by 5–7%.

Bottom Line: Your core model is sound, but margin expectations must be adjusted downward to reflect 2026 realities.

2026 Playbook

How to Mitigate Market Challenges

Strategic guidance for navigating the oversupplied 2026 diesel market

1

Stop Competing Where the Glut Is

AVOID
Lagos
Accra coastal depots
Lomé spot cargo dumping zones
FOCUS INSTEAD ON
Chad (capital + provincial)
Northern Ghana (beyond Tema)
Liberia inland corridors
Gambia secondary distribution

Imported diesel loses its freight advantage beyond the coast.

2

Convert Quality into a Pricing Moat

Indian/Russian
  • • Higher sulfur
  • • Variable stability
  • • Less consistent specs
Dangote
  • • Euro-V standard
  • • Stable sulfur
  • • Generator-safe
Mitigation Strategy

Sell engine protection, uptime, and lifecycle cost — not just litres.

Contract pricing
Industrial offtake
Reduced spot volatility exposure
3

Compress Time, Not Just Cost

Dangote Advantage 2-5 Days
  • • Just-in-time inventory
  • • Faster capital recycling
  • • Lower storage costs
Indian/Russian Cargoes 21-30 Days
  • • Floating storage risk
  • • Price decay before discharge
  • • Capital tied up longer

Faster velocity = higher annualized ROI, even at lower per-trade margins.

Policy Guidance

What Policymakers Should Focus On

If they want to attract capital to the regional fuel distribution sector

Predictable Cross-Border Fuel Policy

  • Harmonize ECOWAS diesel standards
  • Reduce arbitrary transit levies
  • Digitize fuel movement documentation

Incentivize Regional Refining Pull-Through

  • Preferential inland trucking corridors
  • ETLS enforcement consistency
  • Reduce "rent extraction" checkpoints

Currency Stability > Subsidies

Investors fear FX volatility more than price drops.

Stable FX + clear tax regime
= lower risk premium
= cheaper capital inflow

Investor Navigation

How Investors Should Navigate the Region

Clear dos and don'ts for deploying capital in West African diesel markets

What NOT to Do

Chase Coastal Arbitrage

Margins are compressed due to Indian/Russian oversupply. Not sustainable.

Believe 2024 ROI Figures

Scarcity-era returns are no longer achievable. Market has fundamentally shifted.

Ignore Policy Friction

Transit levies, surcharges, and checkpoint costs erode margins quickly.

Assume Prices Will "Bounce Back"

Structural oversupply is here to stay. Plan for the new normal.

What TO Do

Anchor to Dangote Supply

Reliable, consistent quality, fastest turnaround in the region.

Focus Inland & Industrial Buyers

Where imported diesel loses its freight advantage. Margins protected.

Use Rolling Short-Cycle Trades

Faster capital velocity compensates for lower per-trade margins.

Build Buffers for FX & Policy Shocks

Conservative reserves protect against volatile environments.

Real Numbers

Consolidated ROI (Dangote, Jan 2026)

Corrected, realistic ranges based on current market conditions

Segment
ROI Range
Comment
Coastal Wholesale
Lomé, Tema, Monrovia ports
20% – 30% Highly competitive due to import glut
Inland Wholesale
Northern Ghana, Gambia secondary
30% – 45% Logistics-dependent — where imported diesel loses advantage
Retail / Captive
Regulated markets, industrial offtake
40% – 70% Requires distribution control or regulatory advantage
Chad (Optimised)
Capital + provincial corridors
35% – 60% High risk / high reward — landlocked premium still valid

Defensibility Check

Your website figures are defensible only where logistics, quality, or regulation justify them:

Togo regulated retail Chad provincial Gambia verified Industrial offtake
Future Outlook

Predictive Direction (2026–2029)

Where the regional diesel market is heading

Where the Region Is Going

Diesel margins will not return to scarcity levels

The era of easy spreads is over

Volume, not price, will drive returns

Throughput velocity matters more than per-unit margin

Refinery-linked supply chains will dominate

Dangote anchoring is a competitive advantage

Import arbitrage will shrink further

Regional refining capacity continues to grow

If Policy Shifts Positively

ETLS enforcement improves
Transit fees reduce
FX volatility dampens

Ideal Future ROI (Stable Environment)

Stable wholesale 25% – 35%
Integrated distribution 45% – 55%
Industrial offtake contracts 50%+

Dangote vs. Import Glut — Competitive Positioning

Factor Dangote Refinery Indian / Russian Imports
Transit Time 2-5 Days 21-30 Days
Freight Distance Short-haul Long-haul
Quality Euro-V, consistent Variable
Inventory Risk Low High (floating storage)
Capital Velocity High Slower

Key Insight: Dangote's edge is speed, freshness, and inland reach — not absolute price. This is a time-quality-logistics war, not a price war.

Final Verdict

Consolidated Verdict

Your Bolyx export model is not "wrong."

It is early-stage and optimistic, but structurally correct.

What Changes in 2026

How value is extracted — it's no longer about:

Scarcity
Hype
Easy Spreads

But rather:

Logistics Intelligence
Policy Navigation
Quality Positioning

Ready to explore the detailed ROI analysis with verified January 2026 market data?

Important Disclaimer

This document is an indicative feasibility analysis based on publicly available data as of January 2026. Commodity prices, freight rates, FX, and regulations are volatile. Figures are not guarantees of performance and should be independently verified before any investment or financing decision. Past performance does not guarantee future results. Consult with qualified financial and legal advisors before making investment decisions.

Report Date: January 2026